There are people out there who will help you find health insurance under the Affordable Care Act, and given that the law is so complex, you might need a little assistance figuring out if you’re eligible.
“People are having trouble,” Adam Penna of Enroll America said, “because the Affordable Care Act is so massive.”
It’s complicated and hard for everyone to understand, he said. Certified counselors will ask you questions so they can help you, said Penna, but they won’t ask to be paid. If they do, walk away.
“If they ask you for money, they’re con artists,” Penna told Northeast EPIC Stakeholders gathered Nov. 21 in the Second Baptist Church of Frankford.
Enroll America is a nonprofit that is helping people figure out if they can take advantage of the Affordable Care Act and get health insurance. On Tuesday morning, Mayor Michael Nutter announced that city offices have joined forces to help the almost quarter-million Philadelphians who could be eligible for new health insurance options under the act, according to Paydon Miller, an Enroll America spokesman.
“Enroll America staff will be working with many of the city offices and training staff about the Affordable Care Act and giving them the resources to help the uninsured get access to affordable care,” according to Miller.
Penna told EPIC members on Nov. 21 that Enroll America is working to line up volunteer agencies to help as well.
Miller said people who go shopping in the new health insurance marketplace should know all plans are supposed to offer 10 basic services, including presciption plans, prenatal care and emergency room coverage.
The insurance marketplace opened in Pennsylvania on Oct. 1. People can go into that market to find private health insurance plans that best serve their needs, Miller said, but everybody gets a basic standard of care.
Go to getcoveredamerica.org/calculator to figure out eligibility for federal help paying for plans
Dec. 15 is the deadline to get covered starting Jan. 1, 2014, Miller said. Open enrollment closes March 31.
For more information and help finding a counselor, visit enrollamerica.org ••